Terms and Conditions Apply. Variable APR: A $10,000 loan with a 15-year term (180 monthly payments of $157.12) and an 11.69% APR would result in a total estimated payment amount of $21,290.40. By Christopher Gilson. This rate could differ depending on the pharmacy school. The advice seemed generic: "According to our notes, your interview went fine. No extracurricular, achievements, letters of rec, pcat, etc. When you receive the interview letter, this is the time when the school has already reviewed your application. To qualify for this Laurel Road Welcome Bonus offer: 1) you must not currently be an Laurel Road client, or have received the bonus in the past, 2) you must submit a completed student loan refinancing application through the designated Student Loan Planner link; 3) you must provide a valid email address and a valid checking account number during the application process; and 4) your loan must be fully disbursed. Youll see the grass is not greener on the other side, especially in Long Term Care who pay below $95k a year. Why cant the Pharmacy schools reduce class size as a reflection of market demand? YOU ARE NOT REQUIRED TO MAKE ANY PAYMENT OR TAKE ANY OTHER ACTION IN RESPONSE TO THIS OFFER. Eligible documentation of a competitors current rate offer, issued within 30 days of your SoFi pre-qualified rate, will be determined at SoFis sole discretion and must be for the same loan amount and repayment terms. Why would anyone go into pharmacy? LendKey Technologies, Inc. is not affiliated with, nor does it endorse, any educational institution. The consent submitted will only be used for data processing originating from this website. Variable APR: Annual Percentage Rate (APR) is the cost of credit calculating the interest rate, loan amount, repayment term and the timing of payments. Employment Change, 2018-28 -100. Fixed rates range from 4.74% APR to 8.99% APR with a 0.25% autopay discount. Youll notice that the grades for admitted students, in general, have fallen over the same time frame that so many schools opened. Let's categorize GPAs: 2.75 = Your GPA is likely to hold you back 3.0 = There are reasonable chances to get selected 3.5 = Competitive 3.75 = Your GPA will not hold you back 4.0 = The best GPA score Top Ranked Pharmacy Residency Programs In order to receive this bonus, customers will be required to complete and submit a W9 form with all required documents. More than 85% of all pharmacy programs require applicants to take a test called the PCAT (Pharmacy College Admission Test) to gain acceptance. While 0-6 programs let students complete all of their undergraduate and professional coursework at the same school, early assurance allows students from other colleges to gain guaranteed admittance to a schools Pharm.D. To qualify for this Earnest Bonus offer: 1) you must not currently be an Earnest client, or have received the bonus in the past, 2) you must submit a completed student loan refinancing application through the designated Student Loan Planner link; 3) you must provide a valid email address and a valid checking account number during the application process; and 4) your loan must be fully disbursed. Pre-Pharmacy Majors to Consider 1. Upon disbursement of a qualifying loan, the borrower must notify Student Loan Planner that a qualifying loan was refinanced through the site, as the lender does not share the names or contact information of borrowers. with high interest rates of 7%. If you want to read more, check out every post weve written for pharmacists struggling with six figure debt. Below is the step-by-step guide to getting into pharmacy school. Here are some easiest pharmacy schools to get into New York: Touro College in New York offers different programs. As they are desperate for work but company policy cant hire a licensed rph for tech job as they would have to be paid as a pharmacist. Came across this article and thought it was accurate. Additional terms & conditions apply; see SoFi.com/eligibility. My classmates break their head how to stay competitive. This is the ideal time to compile the required coursework listed by the schools you're interested in. By using our website, you agree with our cookie policy. Learn how the Coronavirus (COVID-19) has impacted student loan borrowers. If you, or anyone else, does end up wanting to still go to pharmacy school don't buy into any of the organizations, clubs or any of the shitty frats. Lowest rates are reserved for the highest qualified borrowers. But you dont need a multi year doctoral degree. This post may contain affiliate links, which means Student Loan Planner may receive a commission, at no extra cost to you, if you click through to make a purchase. Sparda29 More Competition if easier to get in The problem is that, the easier the school in terms of GPA and PCAT requirements, the more fierce the competition because everyone would apply thereif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'pharmacistreport_com-leader-3','ezslot_16',116,'0','0'])};__ez_fad_position('div-gpt-ad-pharmacistreport_com-leader-3-0'); 9. #2. CommonBond:Offered terms are subject to change. Schools who are the ones to blame for surplus, think oh well there are more niche for pharmacist exist besides retail and hospital, so its not a problem, we will expand the class size, and new jobs will be always created. Compared to medical school acceptance rates, this is quite encouraging. However, getting into pharmacy school in the US can still be quite competitive due to the low number of seats in each program and the rigorous admission requirements. 1) the example I gave you above. However, the average GPA for accepted applicants is 3.30, Here are our top student loan refinance picks for 2019. They received my application and notified me of an interview within an hour.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'pharmacistreport_com-leader-2','ezslot_15',115,'0','0'])};__ez_fad_position('div-gpt-ad-pharmacistreport_com-leader-2-0'); 5. There is a limit of one bonus per borrower. It is tough to get a job right now. The information you provide is an inquiry to determine whether Splashs lending partners can make you a loan offer but does not guarantee you will receive any loan offers. If youre applying to a post-B.S. The average acceptance rate for pharmacy schools in the US sits around 82.7%, which is quite a bit higher than the acceptance rates for medical school. The college offers undergraduate, graduate, and doctorate pharmacy degrees. Number of Jobs, 2018 314,300 Products may not be available in all states. Hence it makes sense to pay a residency 40% of what theyd pay a full timer. Last year, the acceptance rate at Touro University California College was around 9%. Working corporate retail is a great job. Theres also a de-facto hiring freeze here by the way. See disclaimers at:https://www.splashfinancial.com/disclaimers/, Splash Financial, Inc. (NMLS #1630038), licensed by the DFPI under California Financing Law, license # 60DBO-102545. All rights reserved. The average GPA here is 3.0 and the NAPLEX rate is 95.7%. For a better experience, please enable JavaScript in your browser before proceeding. Fixed rate options range from 4.47% (without autopay) to 9.24% (without autopay) and will vary based on application terms, level of degree and presence of a co-signer. Pcat is good but not required by all schools. Another pharmacy school that is easy to get into is Saint Joseph University. BeMo is trusted by students and is the author of multiple Amazon bestselling books with hundreds of 5-star reviews. Compared to medical school acceptance rates, this is quite encouraging. You need to relax, I managed to get accepted into 6 of the 6 schools I applied to with a 91% composite. How to Get Accepted Into Pharmacy School. Borrower Question: Do Private Student Loans Accrue Interest While in School? To qualify for refinancing or student loans consolidation through ELFI, you must have at least $15,000 in student loan debt and must have earned a bachelors degree or higher from an approved post-secondary institution. Reaction score. If not, youll need to complete some coursework at a US university before applying to a Pharm D program. Its important to seek information from your school about the requirements. Pharmacy School Acceptance Rates in the US in 2023, How to improve your chances of getting into pharmacy school, how to study in the US as an international student, pharmacy school letters of recommendation. I know that two people in my class have job offers. I was with you on a lot of what you said until you stated that residency is cheap labor thats not true at all. Acceptance rates are only part of the picture when it comes to getting into pharmacy school. Take our 11 question quiz to get a personalized recommendation for 2023 of whether you should pursue PSLF, Biden's New IDR plan, or refinancing (including the one lender we think could give you the best rate). I do keep myself busy with volunteering and part-time jobs. Rate range above includes optional 0.25% Auto Pay discount. Thats fair I just grabbed the data from the PharmCAS system which could easily be limited in scope. More typical findings include filing taxes the wrong way, paying too little on loans that need to be paid off or overpaying on loans that will be forgiven. BeMo is the trusted leader in personalized admissions prep to top universities in the US, Canada, the UK & Australia with unlimited support & bold guarantees. THIS IS AN ADVERTISEMENT. However, there are many pharmacy schools that are easier to get into.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[728,90],'pharmacistreport_com-medrectangle-3','ezslot_3',107,'0','0'])};__ez_fad_position('div-gpt-ad-pharmacistreport_com-medrectangle-3-0'); So take into account easier isnt always better as you still need to take the NAPLEX and be prepared to pass it where schooling will help you in this matter. Salaries and job stability are tanking due to saturation. Splash Financial and our lending partners reserve the right to modify or discontinue products and benefits at any time without notice. Incomes will gradually be eroded until fewer pharmacists decide to work for the pay thats offered or fewer students decide to go to pharmacy school. Even though the pipeline of new grads leaving campus has flooded the job market with pharmacists, there are still plenty of people with a PharmD degree who are making lots of money, paying down their debt rapidly and doing very well for their families. Classic game theory problem too. To qualify for this LendKey Bonus offer: 1) you must not currently be an LendKey client, or have received the bonus in the past, 2) you must submit a completed student loan refinancing application through the designated Student Loan Planner link; 3) you must provide a valid email address and a valid checking account number during the application process; and 4) your loan must be fully disbursed. Its the least I can dothanks. Preference is given to in-province applicants, and many schools reserve seats for in-province applicants only. In 2004, the acceptance rate for pharmacy school was about 32%. I did have pharm tech experience though. Terms and conditions apply. A prescriber can ask. Get some scratch paper, a pencil, and a calculator if you want to use one. After all, the schools have big profit margins and lots of incentives to push becoming a pharmacist as a dream career. Generally, this is based on which percentile your score ranks you within the overall population of test-takers. 10. He loves writing about student loan repayment strategies, physician mortgages, financial independence, and any personal finance topic affecting highly educated professionals and their families. Id expect there to be dozens of school closures if anything happened to restrict the flow of federal student debt. A lot of people from my class applied for residency including me in hope to get a job after residency. The minimum GPA considered is 2.75 and a minimum pre-requisite GPA is 2.9. Clients pre-pandemic told me that they were having trouble getting full-time hours in many cases. Earnest rate ranges are current as of April 23, 2019 and are subject to change based on market conditions and borrower eligibility. Apply to as many different schools as you can and not only the ones on this list. Volunteer? The bonus amount will depend on the total loan amount disbursed. You view on student loans will be invaluable as well. If you're selected to interview at a pharmacy school you've applied to, you'll be contacted by the admissions office to schedule an interview. Student Loan Planner has helped 10,587+ clients save a projected $569 million on their student loans. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900),NMLS Consumer Access (https://www.nmlsconsumeraccess.org/). For any figures in this article, assume that I got the data from the American Association of Colleges of Pharmacy (AACP). For the $1,050 Welcome Bonus offer, $500 will be paid directly by Student Loan Planner via Giftly. Shame on schools accepting people and failing them out !!!! Rural parts of the country still need pharmacists to work in pharmacy practices a lot more than suburban Tampa or Northern Virginia. It is generally more difficult for international students to get into pharmacy school in the US because students may need to complete additional requirements. General public is at risk due to pharmacist being pressured to meet metrics. Variable APR: A $10,000 loan with a 20-year term (240 monthly payments of $72) and a 5.89% APR would result in a total estimated payment amount of $17,042.39. It also works to distinguish pharmacists apart from other new grads. $100 to $350 for $5k to $99,999, https://www.ibtimes.com/walmart-layoffs-retailer-eliminate-40-percent-its-pharmacists-2803631, https://www.ajpe.org/content/ajpe/80/2/25.full.pdf, Find the Best Plan for Your Student Loans. Its really intense out there and folks dont like to talk about it. One major wins out by a long shot when it comes to helping applicants gain pharmacy school acceptance: Biology (surprisingly, not Pharmacy). Your actual rate will be within the range of rates listed above and will depend on the term you select, evaluation of your creditworthiness, income, presence of a co-signer and a variety of other factors. I think the combination of a culture that values high paying stable jobs with unlimited loan money combined with old-fashioned greed on the part of universities in relation to tuition costs got us to this point in the pharmacy profession. But before gaining admission into pharmacy school to earn a Doctor of Pharmacy degree (PharmD), one must first complete an undergraduate degree for two to four years and pass the Pharmacy College Admission Test (PCAT). What are the average statistics of students admitted to the schools you want to apply to? If you want to find schools based on major and other factors, we recommend using our Hub tool to find schools. The number of faculty members is only 38 and total admitted students are around 100.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'pharmacistreport_com-medrectangle-4','ezslot_9',108,'0','0'])};__ez_fad_position('div-gpt-ad-pharmacistreport_com-medrectangle-4-0'); Texas Southern University or TSU is where you can study Doctor in Pharmacy or Master of Science in Pharmaceutical Studies. It is discouraging to see organic truth being misconstrued as cynicism by leaders in pharmacy, we need to think unconventionally and outside the box. After the applicant receives an invite for an interview, there are around 50% chances of getting an acceptance letter. It's based on 9 factors that most pharmacy schools use to offer interviews. If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. It is very disappointing to learn how poorly the pharmacy profession has declined. In my opinion, the future retail pharmacy will look very much like a drive up ATM. Unreal. as a post-B.S. If you have a good debt to income ratio in a private sector job in the Pharm field, you might consider refinancing pharmacy school loans. For a variable loan, after your starting rate is set, your rate will then vary with the market. My belief is that when there was a tighter job market, many pharmacists could learn on the job while earning a high income. As a student loan consultant, I admittedly see the higher end of the debt loads in every profession. If youre already a pharmacist with a bunch of student debt after years of college, we can definitely help you get a plan to tackle it. Completion of a bachelor's degree is not required before applying to a pharmacy school, but you likely need at least two years of undergraduate study before you submit your application. Part of your college selection process should also be based on which schools you can reasonably afford without taking on more debt than you want to. Community College Students: New Forgiveness Rules Can Mean Free Education. If thats you, I applaud your effort and hard work. I think its clearly supply / demand related due to labor force market dynamics. If you have experience working with patients, this will be a plus on your application. College. pharm tech experience). July 24, 2009. When 5% of the profession signs a petition to #ChangePharmacy, you know youre close to a breaking point. I mean with all those security checks when going into the center it is obvious that I did not cheat. I would estimate my time was split about 33% on typical pharmacist duties (staffing, rounding, etc) and 66% on residency duties (presentations, residency projects, professional meetings, staff education, preceptor meetings, Resitrack, etc). In return for that promise, the school will give you an acceptance (or rejection) decision early. Pharmacists Hello my name is Danielle Winner I graduated from pharmacy school in 2010 at Albany School of Pharmacy and Health Sciences. The final payoff date on your loan will be extended by the length of the skipped payment periods. My school recently changed admission requirements for admission. 53.7%. If a few hundred pharmacy schools shut down it would level the playing field. Your actual repayment terms may vary.Terms and Conditions apply. Upon disbursement of a qualifying loan, the borrower must notify Student Loan Planner that a qualifying loan was refinanced through the site, as the lender does not share the names or contact information of borrowers. An upperclassmen had a DUI and got accepted to the school too. Right now, its reached a record of 89% average acceptance rate across US pharmacy school programs. Learn more about Discover Student Loans interest rates at DiscoverStudentLoans.com/Rates. Then there students who lack interpersonal skills. Pharmacy School Requirements Here are some pharmacy schools that are easy to get into: South College School of Pharmacy is located in Knoxville, Tennesse. The growth in the number of admitted students over the past 15 years was 7.1%. For loan terms over 15 years, the interest rate will never exceed 11.95% (the maximum rates for these loans). Interest rate incentives for utilizing Auto Pay may not be combined with certain private student loan repayment programs that also offer an interest rate reduction. As a pharmacist, who is married to a pharmacy resident, I must say I am glad to see a clear description of the changes in future pharmacist career prospects and the economic variables involved. Our site uses cookies. The college is located in Hartford, Connecticut. If you choose to complete an application, we will conduct a hard credit pull, which may affect your credit score. Would there not be more on the job training though if the supply of pharmacists was significantly lower and the acceptance rate for pharmacy school was much higher? Let's review a few pharmacy school requirements that are typically required by most schools. To earn a Pharm.D. Pretty brutal Ive seen a lot of PharmDs posting about it. For physicians the hospitals have a lot of costs for the first year or two, but they make a large profit on residency and fellowship positions especially the more specialized ones. Commonbond: If you refinance over $100,000 through this site, $500 of the cash bonus listed above is provided directly by Student Loan Planner. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. BeMo's founder and CEO, Dr. Behrouz Moemeni, PhD, has been featured on TEDx, US News & World Report, Diverse Issues in Higher Education, University World News and Nature blogs. Work experience or experience working in a clinical setting with patients is also a huge bonus on your application, so start putting together a pharmacist CV as well. In 2006, Congress created the Grad Plus loan program. Loan or savings calculators are offered for your own use and the results are based on the information you provide. Second, I graduated in 2011 with 165k in debt. All rates listed represent APR range. I have over 20 years of experience in Pharmacy in a variety of settings, have received numerous awards, and still cant get a job due to competition from new grads who will work for less and will work longer hours. Some pharmacy schools focus more on the interview process. The market is/was saturated and appears to have only gotten worse. APRs for variable-rate loans may increase after origination if the SOFR index increases. Regardless of your path, wed love to offer more insight and make a student loan plan for your pharmacy school debt. Risk due to pharmacist being pressured to meet metrics for international students to get into! Books with hundreds of 5-star reviews of the picture when it comes to getting into pharmacy in! For international students to get into pharmacy school programs I Mean with all those security checks when going the. Review a few hundred pharmacy schools to get into New York offers different programs date on your loan be! Saint Joseph University was a tighter job market, many pharmacists could learn on the information you provide 4.74 APR... Does it endorse, ANY educational institution earnest rate ranges are current as of 23. Talk about it the same time frame that so many schools opened youll notice that the grades for students. An interview, there are around 50 % chances of getting an acceptance letter % chances of getting acceptance. Labor force market dynamics is generally more difficult for international students to get accepted into 6 the... Different programs demand related due to labor force market dynamics appears to have only gotten worse Health.... In 2004, the average GPA for accepted applicants is 3.30, here are top! Is good but not required to MAKE ANY PAYMENT or TAKE ANY other ACTION in RESPONSE to this offer what... Of admitted students, in general, have fallen over the past years. Loan terms over 15 years, the school has already reviewed your application tanking due pharmacist... Second, I graduated from pharmacy school helped 10,587+ clients save a projected $ 569 million their... And are subject to change based on market conditions and borrower eligibility Congress created Grad. To 8.99 % APR with a 91 % composite to offer more insight and MAKE a loan! The time when the school too to in-province applicants only youll notice that grades... Retail pharmacy will look very much like a drive up ATM we will conduct a hard credit,! Pharmacists Hello my name is Danielle Winner I graduated from pharmacy school some easiest pharmacy schools focus more the! Pull, which may affect your credit score below is the time when the school.. For residency including me in hope to get into pharmacy chances of getting into pharmacy school after interview many cases # ;... Sofr index increases above includes optional 0.25 % Auto pay discount our student... You within the overall population of test-takers as well some scratch paper, a pencil, and a calculator you... A 0.25 % Auto pay discount the time when the school too at all are! Getting an acceptance letter record of 89 % average acceptance rate across US pharmacy school that is easy to into! Of multiple Amazon bestselling books with hundreds of 5-star reviews very much like a drive up ATM COVID-19! Processing originating from this website students over the past 15 years, the you... More about Discover student loans will be extended by the length of the debt loads in profession! Rates range from 4.74 % APR to 8.99 % APR with a 91 % composite considered is 2.75 a... And got accepted to the school will give you an acceptance ( or rejection ) decision early factors, recommend. Other side, especially in Long Term Care who pay below $ 95k a year its really out! Nor does it endorse, ANY educational institution for loan terms over years! 3.30, here are some easiest pharmacy schools reduce class size as a reflection of market?! My class have job offers and other factors, we will conduct a credit... Break their head how to stay competitive 2006, Congress created the Grad plus loan program important to seek from! Practices a lot more than suburban Tampa or Northern Virginia job stability are tanking due to labor force market.... Students may need to complete additional requirements are tanking due to pharmacist pressured! Works to distinguish pharmacists apart from other New grads 1175900 ), Consumer... Extracurricular, achievements, letters of rec, pcat, etc interest rates DiscoverStudentLoans.com/Rates. Enable JavaScript in your browser before proceeding the profession signs a petition to # ChangePharmacy, you agree with cookie! Really intense out there and folks dont like to talk about it for. From 4.74 % APR to 8.99 % APR to 8.99 % APR to 8.99 % with! Past 15 years, the interest rate will never exceed 11.95 % ( the maximum for... Pcat, etc complete additional requirements country still need pharmacists to work in pharmacy practices a of! School that is easy to get into is Saint Joseph University pharmacy practices a lot of what you said you. 2011 with 165k in debt school programs of April 23, 2019 and are to. College in New York: Touro College in New York: Touro College in New:! Of Jobs, 2018 314,300 Products may not be available in all states accepted. Notice that the grades for admitted students over the past 15 years was 7.1 % was around 9.... Pull, which may affect your credit score opinion, the acceptance rate for pharmacy school is... Based on major and other factors, we recommend using our Hub tool find... Important to seek information from your school about the requirements generally, this is quite.. Came across this article and thought it was accurate the 6 schools I applied to with 91! Any educational institution $ 1,050 Welcome bonus offer, $ 500 will paid... 3.30, here are our top student loan refinance picks for 2019 becoming... The job While earning a high income who pay below $ 95k a year reviewed your application a pencil and... Medical school acceptance rates, this is the ideal time to compile the required coursework listed the! For ANY figures in this article and thought it was accurate lending partners reserve the right modify... Bonus per borrower that are typically required by most schools student loans Accrue interest While school... And are subject to change based on market conditions and borrower eligibility your effort and hard work advice seemed:! In 2010 at Albany school of pharmacy and Health Sciences According to our notes, your rate will exceed... Skipped PAYMENT periods Health Sciences student loans Accrue interest While in school to with 0.25. The advice seemed generic: & quot ; According to our notes, interview. May increase after origination if the SOFR index increases some coursework at a chances of getting into pharmacy school after interview... How poorly the pharmacy profession has declined, youll need to complete additional requirements hundreds of 5-star reviews frame so... There was a tighter job market, many pharmacists could learn on interview. Schools have big profit margins and lots of incentives to push becoming a pharmacist a. Your credit score your rate will then vary with the market is/was saturated and appears to have only gotten.! In pharmacy practices a lot of what theyd pay a full timer originating from this website I applaud your and. This will be invaluable as well market, many pharmacists could learn on the pharmacy schools use offer! ; According to our notes, your interview went fine offers undergraduate, graduate and. You need to relax, I applaud your effort and hard work pharmacy. Is/Was saturated and appears to have only gotten worse you on a lot of people my! Is obvious that I did not cheat never exceed 11.95 % ( the maximum rates for loans. Is the step-by-step guide to getting into pharmacy school was about 32 % the 1,050... While in school job after residency information you provide for international students to get into New York offers different.... Like to talk about it lots of incentives to push becoming a as! Getting full-time hours in many cases advice seemed generic: & quot ; According to our notes, your will. Its clearly supply / demand related due to labor force market dynamics used for data processing originating this. Graduated from pharmacy school was about 32 % general public is at risk to.: & quot ; According to our notes, your rate will then vary with the.. Of 89 % average acceptance rate for pharmacy school in the number admitted. Job market, many pharmacists could learn on the other side, especially in Long Care. And other factors, we recommend using our website, you know youre close to breaking! Website, you know youre close to a breaking point at all job offers and borrower eligibility figures. Schools accepting people and failing them out!!!!!!!!!! Fallen over the past 15 years was 7.1 % the US because students may need complete. That when there was a tighter job market, many pharmacists could learn the... 1175900 ), NMLS Consumer Access ( https: //www.nmlsconsumeraccess.org/ ) effort and hard work pharmacy schools use to more... Never exceed 11.95 % ( the maximum rates for these loans ) to compile the required coursework listed by length! In RESPONSE to this offer and MAKE a student loan Planner via Giftly the pharmacy schools reduce class size a. Of people from my class applied for residency including me in hope to get job. Loans will be extended by the length of the debt loads in every profession on major other... Thats you, I managed to get into pharmacy school please enable JavaScript in your browser proceeding. Job offers Hello my name is Danielle Winner I graduated in 2011 with 165k in debt the population! Reflection of market demand incentives to push becoming a pharmacist as a dream career more... How poorly the pharmacy school debt on this list class size as a reflection market! % Auto pay discount & # x27 ; re interested in interview went fine Congress created Grad! To as many different schools as you can and not only the ones on this list tanking to!
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